retirement income planning

Navigating bumps in the road on the way to retirement income planning

In a recent post we talked about the shift in plans to keep working during retirement. This, like anything else in retirement planning, has to be an individual decision. It also has to be viewed as part of the larger picture that includes your health, your current financial situation, and your spending patterns. What’s your […]

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retirement income

Looking for alternative retirement income sources?

A second career might be the ticket. Baby boomers have always done things their own way and their approach to retirement is no different. We hear how poorly boomers have typically prepared for retirement. Couple that lack of preparation with the 2008 financial crisis and the thought of retirement for many boomers may have ‘been […]

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social media prenups

Have you heard of social media pre-nups?

It’s become pretty common for people planning to get married to also decide to enter into a pre-nuptial agreement. This is most likely if substantial wealth has been either accumulated or inherited by one person or the other. But more and more couples are also making agreements about what is and is not acceptable to […]

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social security

An Asset-Liability approach to retirement should include Social Security

We talked in recent posts about the importance of considering your spending rate along with evaluating your assets and their potential to provide retirement income. Part of that consideration has to also include Social Security benefits. Social Security makes up a significant portion of many retirees’ income but there’s no guarantee it will be there […]

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income planning

Income Planning for the Sandwich Generation

…it affects almost everyone, one way or another We talk a good bit about retirement income planning in this blog but there’s something else that I talk about almost every day with my clients. That’s the Sandwich Generation. It’s the generation caught between taking care of aging parents and getting their kids through college. And […]

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interactions with clients

The value of online interactions with clients

It wasn’t that long ago that I wondered—along with a lot of other advisors—about the value of online interactions with clients. Social media was the latest greatest new thing. It looked like fun but it hadn’t yet been shown to be the valuable tool it is today. Fast forward to today and I find myself being […]

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retirement income planning

An asset-liability approach to retirement income planning – Part 3

In this series of posts, we’ve taken a look at how retirement income planning should be approached differently today. We’ve also seen how a complete review of all forms of your assets is a good first step. We said in the first part of this series that individuals need to approach retirement income planning much […]

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